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Home > Debt Consolidation
Staring at the pages with your eyes wide open, unable to concentrate because you do not know how you are going to continue to make your payments month after month.You know that the high interest rates that mortgage and credit card companies charge is one of the biggest problems, but the late charges that they add on are even worse. It seems like they want you to pay late, so they can charge you a late fee. They’ve worked it out so you’ll never pay them off, and now they’ve nearly doubled your minimum monthly payments on your credit cards too.
Oftentimes, you feel that there is no way out of the debt. Now imagine consolidating your mortgage and all of your bills into just one low mortgage payment, reducing your monthly payments to the lowest amount possible. You wouldn’t have any more problems paying your bills on time, and you certainly wouldn’t have to pay late fees and over-the limit fees again.You’d have money left over! Money that could be used for other things, like dining out, going to the movies, traveling, - anything you wanted. You’d enjoy a peace of mind that would make a big difference in your life. No more money worries - Just imagine the difference!According to a national survey, the average American family has $8,565 in credit card debt. The overall interest rate that credit card companies charge rose to an average of 19.1 percent, and the interest charged on that is $136 a month! If this situation describes you, you’re paying $1,632 per year in interest on this debt alone. And it gets worse! Average late fees rose to $35 from less than $13 in 1994, and fees charged when customers exceeded their credit limit more than doubled to $26 a month from $11! By continuing to pay all of that interest, all those late charges, and all those over-the limit charges, you’re just throwing your money away.
Now, you may be thinking “Why should I choose your company to do this, when there are so many other companies out there offering mortgages?”
In the past you may have looked into a bill consolidation loan and not done it. Maybe they wanted money up front for an application fee. Maybe the savings that they offered you in the beginning wasn’t what they offered you in the end. Maybe they just didn’t seem like trustworthy people.There are stories out there about companies taking advantage of people trying to do a bill consolidation. If I were you I’d be cautious about who I dealt with too. There are many good reasons why so many folks have chosen us, including three that really make a big difference.
For one, we’re very experienced. Over the past 25 years we’ve helped hundreds of families just like yours. We’ve learned how to cut through the red tape and get you approved as fast as possible without any of the hassles that you’d expect if you went through a bank.
The second reason is that our fees are lower. Some mortgage companies close a low volume of loans and charge higher fees to each customer. We close a high volume of loans and charge lower fees to each customer. You benefit from our experience, lower rates and lower fees.
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Want to see how much you can save? Use our Debt Consolidation Calculator or simply Apply Now! |
| Bills | Balance | Payment |
| Auto loan | $15,210 | $375 |
| Visa | $9,834 | $275 |
| Mastercard | $5,450 | $140 |
| American Express | $8,231 | $287 |
| Department Store Card | $5,312 | $210 |
| Personal Loan | $3,323 | $136 |
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| Current Total: | $47,360 | $1,423 (mo. payment) |
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| New Loan: | $50,000 | $464* (mo. payment) |
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Monthly Savings! |
$960 per month |
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*Monthly payments based on a 15 year fixed loan with a 7.5% fixed rate, APR of 7.747%. This is an example only. Actual monthly payments, closing costs and APRs may vary. |
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