FHA Streamline

logo

25th HUD

Mountain States Mortgage Centers has been authorized by HUD to offer the FHA Streamline!

Over the past 25 years as A HUD direct lender, Mountain States Mortgage Centers has helped over 100,000 family take advantage of the FHA streamline refinance loan program for the following reasons!

Lower Your Monthly Payment!
No Out-of-pocket Cost To You The Borrower
Payment Relief By Skipping One Months Payment
Save Thousands of Dollars By Lowering Your Interest Rate
No Need For You To Re-qualify.
FAST FAST Turn Around Times
FHA Streamlines Do Not Require An Appraisal

We are a Mortgage Banker celebrating our 25^th year in business.

Deal With a Banker Not a Broker.

Click here to find out why?

FHA streamline loans have been around since the early 1980's. Since then, hundreds of thousands of FHA home owners have utilized this program to lower their interest rate.

A streamline refinance loan refers to the amount of documentation and underwriting that is conducted on a loan file by Mountain States Mortgage Centers.

We have been authorized by HUD to offer FHA streamlines (no out-of-pocket expenses to the borrower)

We have many options available. Our FHA specialist help you make the right decision.

The following are basic requirements of an FHA streamline refinance:

The mortgage to be refinanced must already be FHA insured
The mortgage to be refinanced should be current (not delinquent)
The refinance must lower the principal and interest payment of the previous mortgage payment
The borrower may not receive cash from loan proceeds in excess of $500.
Any subordinate financing may remain in place as long as it is subordinated on title.
The term of the new mortgage must be the lesser of 30 years or the unexpired term of the mortgage plus 12 years. A borrower cannot refinance from a 15 year loan to a 30 year loan.
No termite report is required

Mountain States Mortgage Centers Inc -
Office Phone: (800) 866-1336

Mountain States Mortgage Centers Inc. is licensed as: Arizona BKBR-011522B; California Residential Mortgage Lending and Residential Mortgage Loan Servicing #4130252; Idaho Department of Finance #MLB-3745; Indiana 11163; Kentucky Registered#15059; Michigan Office of Financial and Insurance Servicer #R-0297; Minnesota 40185651; Nevada Division of Mortgage Lending License # 1281; Oregon Division of Finance and Corporate Securities #ML-461; Tennessee Department of Financial Institutions License #3679; Texas registered 44865; Utah Division of Real Estate #5492713-MLCO; Wyoming MBL-2041. Nationwide Mortgage License Number 29845

Equal Housing Lender